At the iFXEXPO International 2026 in Limassol Cyprus, Andrew Saks spoke to Tajinder Virk, CEO of Finvasia, to discuss why legal finality is the missing link between blockchain and the real economy.
Tokenization is no longer a niche experiment. With roughly $3 trillion in crypto assets today and an estimated $600 trillion in global assets under management spanning real estate, equities, private company shares and collectibles, the opportunity is clear. The question is no longer if tokenization will scale, but how it will bridge the gap between blockchain’s technical finality and the legal recognition required for real-world assets.
In this interview, recorded on day two of iFX EXPO Cyprus 2026, Andrew Saks and Tajinder Virk explore:
- Why tokenization could replace traditional lending
The old model, borrowing from a bank, paying interest, and navigating layers of intermediaries to buy property or other high-value assets, is slow, expensive and litigious. Tokenization enables fractional ownership and direct exchange, potentially allowing younger generations to buy what they can afford without debt. - The difference between technical and legal finality
Blockchain guarantees that a token transfer is irreversible, but that does not automatically mean the underlying asset has legally changed hands. For tokenization to work at scale, legal frameworks must recognize token ownership as equivalent to traditional title. - Settlement in seconds, not days
Traditional stock purchases settle in T+2, with money and shares moving through custodians, clearing members and exchanges. On-chain settlement can occur in seconds, at a fraction of the cost, with no intermediaries. - From collectibles to real estate
Tokenization applies to any physical or financial asset: houses, investment properties, classic cars, Pokémon cards and more. The process removes the need to find a buyer, secure financing and navigate protracted legal processes—sellers simply transfer the token on an exchange.
Watch the full interview:
